{"id":1395,"date":"2021-09-14T13:08:27","date_gmt":"2021-09-14T17:08:27","guid":{"rendered":"https:\/\/philipweir.ca\/non-classifiee\/creditrebuild\/"},"modified":"2022-01-19T16:42:33","modified_gmt":"2022-01-19T21:42:33","slug":"creditrebuild","status":"publish","type":"post","link":"https:\/\/philipweir.ca\/fr\/mortgage-tips-fr\/creditrebuild\/","title":{"rendered":""},"content":{"rendered":"<div class=\"widget blue full\" id=\"sow-editor\" data-index=\"0\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\">\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" class=\"aligncenter wp-image-1376 \" src=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-300x98.png\" alt=\"Rebuilding your credit\" width=\"536\" height=\"175\" srcset=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-300x98.png 300w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-1024x334.png 1024w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-768x251.png 768w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-1536x502.png 1536w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/web-page-banners-2048x669.png 2048w\" sizes=\"(max-width: 536px) 100vw, 536px\" \/><\/p>\n<p class=\"p1\">Do you have poor credit and are wondering how you can rebuild it? If you\u2019re unsure where tp start I can help you with that. When you work with me it's not just a one time deal. It's forever. I'm here to help you achieve your homeownership dreams. That includes getting you the best rate available and the best mortgage product for your situation.\u00a0With these 3 simple tips and tricks you'll have your credit in check and growing in no time.<\/p>\n<p><img loading=\"lazy\" class=\"size-medium wp-image-1382 alignright\" src=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3-300x169.png\" alt=\"poor credit score\" width=\"300\" height=\"169\" srcset=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3-300x169.png 300w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3-1024x577.png 1024w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3-768x433.png 768w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3-1536x865.png 1536w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/3.png 1640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p class=\"p1\">1. Whatever you do, don't cancel your credit cards. Though this seems like the best way to prevent yourself from using them, lenders want to see that you can handle your credit responsibly. Keep your 2 oldest credit cards (trade lines). the longer you have a trade line with good payment history the better for your credit score.<\/p>\n<p class=\"p1\">2. Follow the 2\/2\/2 rule. this very simply is that have 2 trade lines for 2 years with a minimum balance of $2,000. Following this rule means that you pay both of these credit cards on time each month for 2 years and staying within the $2,000 limit.<\/p>\n<p class=\"p1\">3. Use your credit cards regularly - with care. These two trade lines need to be actively used. Have monthly payments like your cellphone or Netflix be attached to your credit cards. If you're concerned about getting into debt or not making your payments on time, pay off the balance as you make your purchases.<\/p>\n<p><img loading=\"lazy\" class=\"alignleft wp-image-1380 size-medium\" src=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2-300x169.png\" alt=\"Couple checking scredit score\" width=\"300\" height=\"169\" srcset=\"https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2-300x169.png 300w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2-1024x577.png 1024w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2-768x433.png 768w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2-1536x865.png 1536w, https:\/\/philipweir.ca\/wp-content\/uploads\/2021\/09\/2.png 1640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p class=\"p1\">If you do all of this when it comes time to renew or revamp your mortgage, your credit score won't hold you back. You can also be assured that I'll be there with you every step of the way and have your back.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p1\">Ready to start getting your credit back on track? <a href=\"https:\/\/philipweir.ca\/about\/contact\/\">Contact me<\/a> today and we can begin discussing the options available to you.<\/p>\n<\/div>\n<\/div><\/div><div class=\"widget blue full\" id=\"apply-now\" data-index=\"1\">\t\t\n\t\t    <div class=\"content\">\n            \t<div class=\"apply-icon\"><\/div>\n               \t<h2>Demande en ligne<\/h2>\n                <h3>Rapide, Facile, S\u00e9curis\u00e9<\/h3>\n\n                <a class=\"buttons\" target=\"_blank\" href=\"https:\/\/secure.dominionlending.ca\/?app=12802&lang=fr\">Demande en ligne<\/a>\n                \n                \n            <\/div>\n       \t\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Do you have poor credit and are wondering how you can rebuild it? If you\u2019re unsure where tp start I can help you with that. When you work with me it&rsquo;s not just a one time deal. It&rsquo;s forever. I&rsquo;m here to help you achieve your homeownership dreams. That includes getting you the best rate [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Do you have poor credit and are wondering how you can rebuild it? I&#039;m here to help you. With these simple tips you&#039;ll have your credit in check in no time.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/philipweir.ca\/fr\/mortgage-tips-fr\/creditrebuild\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rebuilding Your Credit | Phil Weir | DLC Canuck Mortgage Group\" \/>\n<meta property=\"og:description\" content=\"Do you have poor credit and are wondering how you can rebuild it? I&#039;m here to help you. 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